Applicant Resources

Fair Credit Report Act (FCRA) text of the primary federal governing law as amended most recently in 2010

 

Fair Credit Report Act provider required notices

 

Fair and Accurate Credit Transactions Act (FACTA or FACT Act) text of law from 2003

Free annual credit report - as mandated by FACTA, a free credit report can be obtained annually from each of the major credit reporting bureaus.

Federal Trade Commision credit educational site